A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. Why do these companies have such power to impact your credit so easily. Paying off a debt marks the debt as paid off. All business will get complaints. Further information is available in our FICO Data Privacy Policy. Further information is available in our FICO Data Privacy Policy. Las Vegas Nevada, Convergent Outsourcing, Inc. Convergent, Jefferson Capital Systems, LLC A collection from HSBC Bank which I have, nor had a account with HSBC. IF they said yes, it would be deleted, confirm with them again after paying. Our content is intended to be used for general information purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. I just went through this, except the CA for mine was ERC. If its still there, contact the agency and remind it of the agreement, and make it clear that you wont make another payment until it removes the entry. Improving your credit takes time, but its worth it. If you have questions about how making a payment will affect your credit score specifically, we encourage you to contact the credit bureau, If you have questions or need to make a change to your account. I got the collection agency's name and with that emailed them for an account number. If you cannot afford to pay your debt in one payment, our representatives will work with you to setup a payment plan. Of course, things are a little different now after the pandemic. In business since 1950, Convergent is one of Americas leading collections agencies. Phone (877) 317-1200; They are currently debiting my bank account to satisfy an account they declare I previously had ownership of that I do not recall. Then I tried to prompt it to let me talk to someone, & a recording came on that only said the name of the company & it hung up on me, I called at&t & they had no record whatsoever of me being a customer of theirs. That said, about six months later I decided to clean this up. Payment FAQs How do I find my account number? Convergent Outsourcing is a legitimate debt collection company. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. Our clients the companies you originally incurred the debt with contract with us to follow up on and secure the outstanding debts you may owe them. - If it's not deleted, send an email to the executive offices from this public website:https://www.elliott.org/company-contacts/ just look for Sprint. Work out a payment plan. I wouldn't bother paying or contacting Convergence at all, they will probably be no help. Our systems are updated and employees are informed when there are any changes made to the collection statutes. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. Sprint sent account to collections, Convergent Outsourcing. More details on software and accessibility are available at WebAIM.org. Convergent Outsourcing help - myFICO Forums - 6148102 Convergent Outsourcing is one of America's leading collection agencies. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. Just because you paid Sprint off doesn't mean that it gets it off your report. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. I owed a bill to Sprint which I paid to Sprint. The Convergent Outsourcing entry should no longer appear, in which case you can continue to make payments until you repay the debt. If you do not owe any amount, file a complaint with the FTC, FCC, and Better Business Bureau, ask them to provide a debt validation letter (search the internet for a sample). If you paid the debt and you're currently in good standing with the original creditor, deleting the collection from your credit report is still a possibility. Debt collection from Convergent Outsourcing on Sprint phones I - reddit The only advice I can offer you is not to feed into their urgency. I called sprint back and spoke with a gentleman this time. I did however pick up the phone today and spoke with a Tom **, supervisor, would not say where the call center was. Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. bureaus (they were only reporting to two). Calling you before 8 a.m. or after 9 p.m. Misrepresenting itself or information about the debt, Attempting to collect a debt after the statute of limitations expires, Reporting false information about the debt, Contacting you at work or at a time you say is inconvenient, Contacting friends, family or coworkers regarding your debt, Calling you after you request contact through U.S. Mail only, You pay the debt to Convergent Outsourcing, Convergent Outsourcing deletes its entry on your credit report. It often has more success because of its industry knowledge and negotiation tactics. Its location on this page may change next time you visit. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. And I owe them money. A link has directed you to this review. I asked couple of times and recorded on my wifes phone, she said as long i pay sprint directly account is no longer considered collection. How to deal with Convergent Outsourcing - Bills.com Contact Convergent Outsourcing Contact Us If you are trying to stop calls from 770-870-1070 Convergent Outsourcing, please visit our Stop Collection Calls From Convergent Outsourcing page. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. I called CO and attempted a PFD (just in case Sprint CSR was full of hot air). Do you owe Convergent Outsourcing money? I told them I had never had an account with this place and have NEVER owed such an amount to anyone. I have Experian to monitor all accounts and a few days ago received a call from Convergent Outsourcing from someone whose English was difficult to understand. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! You may find that it wont budge, even after you try the strategies above. If you have an account with us, we're here to help! Deletions are a courtesy and some do it. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. If you weren't paying on it then it went to collections. Press question mark to learn the rest of the keyboard shortcuts. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Ok, I may be wrong and others can chime in and correct it. However, there may be instances where credit reporting agencies take a few weeks to provide updates. Stop breaking the law. Sprint and Convergent Outsourcing Success? - myFICO Forums - 4763742 I'm a 100% disabled veteran and have worked diligently to restore my credit after my military injury. Phone 2 hrs, transferred numerous times and then they hang up! Please Help Me Get Convergent Off of My Report! thanks, just paid it. The FDCPA prohibits a debt collector from engaging in specific forms of harassment, including: While Convergent Outsourcing claims to provide its representatives with FDCPA compliance training, its still possible for a representative to commit an infraction. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. Convergent Outsourcing does not accept payment in exchange for credit deletion. They also collect medical debts. Note: I recorded both Sprint phone conversations. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. This claim is in fact, spelled out directly on convergent's website: Convergent Outsourcing is not a scam. It isn't always easy to remove a collection account, but the following strategies can make it possible: A debt collection agency will try to coerce payments out of you in any way it can because thats how it makes money. RENTON Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLCUnited Credit National Bank I got a call from Convergent saying I owed THEM $3,753.23; when I asked them what for, they said it was for a bank account I had in 1995 that I took a loan from the internet on. If you have an account with us, were here to help! https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. After I paid, I they say I don't have acc. Press J to jump to the feed. This is your right under the FDCPA. Originating in 1950, its current headquarters are in Renton, Washington. I owe 1,700. With account paid and settled. If so how did you proceed? Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. Thank you, you have successfully subscribed to our newsletter! Convergent Outsourcing is not a scam. Who We Are - Convergent BPO Learn more about Convergent Outsourcing or view your account with us online. FTC's website on credit. Convergent Outsourcing Sprint bill : r/personalfinance They might say yes or no. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Since I paid what I owed to Sprint how can they possibly own this debt? A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. In business since 1950, Convergent is one of Americas leading collections agencies. I would discuss with them there was no contract. which I'm still thrilled about-fact is had I paid my bill on time and not defaulted I wouldn't be trying to clear it up haha so it all worked out. It's the only way to shut them down. Convergent Outsourcing makes every attempt to set up viable payment options within our constraints. It will pass in time. Email. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751, Convergent Outsourcing, Inc. Convergent Outsourcing, Inc. CONVERGENT OUTSOURCING FRAUDULENT COMPANY Renton Washington, Convergent Outsourcing, Inc. Convergent Mailed me a notice to collect a debt that doesn't exist. This often means constant collection calls, annoying letters, profane language, threats of lawsuits and other forms of harassment. Sprint/convergent outsourcing - myFICO Forums - 6111159 If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Hello all. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. If reporting correctly, it can stay on reports for 7 years from DOFD. FRAUD ALERT! Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Look at all the reviews. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Neither one is in the wrong legally. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. They actually are a debt collections agency. Advertisers above have met our
Renton Washington, Convergent Outsourcing , Inc Galaxy Asset Purchasing , LLC I recieved a bill past due in the amount of $4,505.44.