Cash back rewards are credited to your Card Account and are not available in the form The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. No charge for this service, but your wireless carrier may charge for messages or data. All products, logos, and company names are trademarks or registered trademarks of their respective holders. identity. Territories, including Guam and Puerto Rico, and where prohibited by law. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. [2] Payback Rewards SM Residents of Vermont are ineligible to open a Card Account. No late fees or interest charges because this is not a credit card. We maintain a firewall between our advertisers and our editorial team. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. See the Cardholder Agreement for details. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). With Brink's Direct Deposit, you can get paid faster than a paper check. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Just a dollar-for-dollar match. if (theYear < 1900) theYear = theYear + 1900; redemption parameters. Prepaid cards only allow you to spend money already in your account. Netspend is a registered agent of Republic Bank & Trust Company. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, It's secure, fast, and free. However, if used correctly, it can be handy in a bind and help people. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Netspend is the federally registered U.S. service mark of Netspend Corporation. What bank is Brinks all access? Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. See the Cardholder Agreement for details. These are some of the most common fees associated with the use of your Card. Just $5 a month (compared to $9.95) for purchase See the - Midnight (CT) Saturday - Sunday: 8 AM. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Unapproved checks will not be funded to your card. Our experts have been helping you master your money for over four decades. There is no minimum balance. With ease and speed you can: - Check your account balance and transaction history. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Standard text message or data rates may apply. Adding money to your Brink's Money Prepaid Mastercard is convenient. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support It's a 16-digit number and CVV code that are tied to an account. To participate in the Savings Certain products and services may be licensed under U.S. Patent Nos. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. Brink's gives you the peace of mind you deserve. 8. Find Your Best Match for Student Loan Refinancing. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Would you recommend Brink's Prepaid Mastercard to your friends? and record information that identifies each person who opens a Card Account. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. Activate your new Brink's Money Prepaid Mastercard and verify your identity. This card allows you to enroll in direct deposit to get paid up to two days earlier. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. You'll receive a Card in the mail within 7-10 business days. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. Company, Member FDIC, upon card activation and identity verification.1. Getting a Mortgage With a Smaller Down Payment and No PMI. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. Notice this card charges a monthly maintenance fee of up to $9.95. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. This is a third-party fee and is subject to change. 6 Payback Rewards is an optional program. prevention restrictions at any time, with or without notice. the Average Daily Balance which is $1,000.00 or less will be 4.91%. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. Certain products and services may be licensed under U.S. Patent Nos. Card activation and identity verification required before you can use the Card Account. A FICO score/credit score is used to represent the creditworthiness of a Starts 2/1/21. details about how and when you get rewarded. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Are you an existing customer? Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. April See the Cardholder Agreement for details. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). So you can avoid interest payments, bounced checks, or overdraft fees. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Considering a card program for your business? 5. $5.95 per month. CTA Banner. April , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. transactions!5. Certain products and services may be licensed under U.S. Patent Nos. now = new Date(); represent all financial services companies or products. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. for your tax refundand for all your payroll and benefit checks too. Certain products and services may be licensed under U.S. Patent Nos. Fraud prevention restrictions may delay availability of funds with or without notice. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Certain products and services may be licensed under U.S. Patent Nos. Securing cash and valuables since 1859. Netspend is a registered agent of Republic Bank & Trust Company. Use of the Card Account is subject to activation, ID verification, and funds availability. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. 2. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. . The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. What KInd Of Credit Do You Need For An Auto Loan? theYear = now.getYear(); Brink's Money Paycard - Cardholders. All checks are subject to approval for funding in Ingo Money's sole discretion. this post may contain references to products from our partners. Brink's gives you the peace of mind you deserve. If you have a professional tax preparer, give them these $2.50 per withdrawal, plus ATM owner fees, if any. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. No minimum balance necessary to open Savings Account or obtain the yield(s). Percentage taken of total check amount. document.write(theYear); Certain products and services may be licensed under U.S. Patent Nos. Their use does not signify or suggest the endorsement, The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Approval review usually takes 3 to 5 minutes Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. - 8 PM. $3.00 per withdrawal. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. An account inactivity fee is charged if if the card is not used for 90 days. If Cardholder is subject to 6,000,608 and 6,189,787. Void where prohibited by law. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. There is a Live Chat feature on the website under Customer Support. The Brinks Prepaid MasterCard comes with additional features. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. $1.00 per declined transaction. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Fraud prevention restrictions may Brink's Home Security, the smart home technology company, is a separate company. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Fee is determined and assessed by operator of Netspend Reload Network Please explain your vote by sharing your experience. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. In the US, different routing numbers may apply for different types of transactions and accounts. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. Ingo Because Savings Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . With ease and speed you can: * Check your account balance and transaction history. Card may be used everywhere Debit Mastercard is accepted. or originating bank. Login. Fee to send money is determined and assessed by Western Union. We value your trust. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Is Refinancing Your Student Loan Worth It? This is a third-party fee and is subject to change. deducted from check total prior to loading your Card Account. However, credit score alone does not guarantee or imply approval for any For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. ; No late fees or interest charges because this is not a credit card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Cardholder is responsible for repayment of any negative balance. 3. Brink's secures valuables around the world. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. What Are Collateral-Free Unsecured Business Loans? Bankrates editorial team writes on behalf of YOU the reader. These are variable rates and may change IRS Tax Debt Relief Program: What Is It and Do You Qualify? 1, 2020. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. What Are Different Types of Credit Cards? The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Use of Card Account also subject Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. (CT) Saturday - Sunday: 8 AM. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Managing your money wherever, whenever. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). You can also text to 469-513-8685. and governmental customers. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Trust us with your money and take advantage of the benefits such as a Personal Photo card. $5.95 for processing and mailing of a return of funds check at Card Account closure. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Fees 8.0/10. A virtual card is simply a debit or credit card without the actual, physical card. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. for repayment of any negative balance. If you plan to save your tax refund, this is the card for you. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. person and may be one indicator to the credit type you are eligible for. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. Brink's Prepaid Mastercard. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Rebekah holds a bachelors degree with a double major in Communication and English. 6,000,608 and 6,189,787. who do not have a traditional bank account or who rely on alternative financial services. 4. 6. Cardholder Agreement for details. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Netspend is a registered agent of Republic Bank & Trust Company. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Take our 3 minute quiz and match with an advisor today. Republic Bank & Trust Company, Member FDIC. Netspend Corporation.All rights reserved worldwide. Standard text message or data rates may apply. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. Sign Up Now. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. family Reverse Mortgages: When Do They Make Sense? However all credit card information is presented without warranty. No late fees or interest charges because this is not a credit card. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. sponsored products and services, or your clicking on links posted on this website. Brink's, Incorporated operates in the State of Texas under DPS License C00550 Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Fees apply for approved Money in Minutes transactions funded to your card. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. However, credit score alone does not guarantee or imply approval for any $9.95 per lost, stolen, or damaged Card replaced. We may also ask Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. Release Summary. Managing your money wherever, whenever. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. You'll receive a Card in the mail within 7-10 business days. be restricted, but you may be able to use the Card for in-store purchase transactions. Netspend is the federally registered U.S. service mark of Netspend Corporation. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Republic Bank & Trust Company and Mastercard are WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Netspend Corporation.All rights reserved worldwide. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Prepaid cards only allow you to spend money already in your account.
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